P. Srihari, Dr. Swathi Ramesh. Transparency and Privacy the Role of Explainable AI and Federated Learning in Financial Fraud Detection. Int. J. Sci. Res. Comput. Sci. Eng. Inf. Technol. 2024;10(6):555-566. Accessed September 14, 2025. https://ijsrcseit.technoscienceacademy.com/index.php/home/article/view/CSEIT241061105